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Retired Life Begins

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I stopped full-time work in 2012 - about 6 months before my 60th birthday.  I had no idea what would follow and for a while I kept on doing what I knew best on a personal business basis. Then I secured a very part-time job - two-days a week.  It was officially a locum or temporary position while an incumbant was recruited.  After a year, the employer decided I would do as incumbant and so I continued on the same part-time basis for 6 years in all - up until 10 days after my 66th birthday. That was, in itself an encore.  I got to work in a situation where I had nothing to prove other than that I could do the job well.  No-one was looking over my shoulder judging my work - I just did it.  And there were some wonderful new challenges in the work for me to thrive in - working cross-culturally and with people whose worldview was different from my own. But the time came to say "Enough already!" The drivers were coming from a few directions.  Not least, DW had retired t